You should to know Life Insurance & Health Insurance are not same

 

    welcome to my channel please like comment and subscribe life insurance and health insurance sometimes get mixed up but they are not the same an easy way to think about it is health insurance is for your life and life insurance is for after you die here we look at the two in a bit more detail about it what is health insurance actually health insurance usually pays you health care costs if you have treatable condition it is sometimes known as a private medical insurance or pmi or private health insurance you will get an annual policy for health insurance that you have to renew each year you want to be covered and what does health insurance cover with health insurance you get specialist private treatment when you need it and also you can choose the healthcare benefits you want or need from your insurance provider with us you can get access to hundreds of hospitals cancer care cover hospital charges and specialist fees covered and outpatient treatment mental health support dental cover and more you can add your love funds to your policy too so they're also protected 

    what is life insurance life insurance helps to protect your loved ones financially if you die during the policy terms life insurance isn't usually bought or renewed like other insurance policies you buy it for the length of time you want to be covered for save 30 years and make payment monthly or annually for the entire period of time and what does life insurance cover life insurance give you peace of mind that your loved ones will be able to pay a mortgage or other expenses after you die usually you can pick between mortgage protection which specifically helps you to pay off the mortgage and family protection will you just alarm some amount to live for your loved ones mortgage protection is what's known as a decreasing cover meaning the amount it covers goes down over time as you pay off more and more of your mortgage but the amount you pay monthly for the insurance stays the same family protection is level cover meaning you'll always be comfort for the amount you choose at the start of your policy and you will pay the same in premiums each month 

    some life insurance policies offer more than financial protection too for example with us you get renewal health care checks mental health counseling grief support and institutional support through aviva digica do you need health insurance even you have access to the nhs health insurance can help you feel more in control of when where and how you are treated and you can trailer your health insurance so it suits you and your family's needs it also gives you faster access to the diagnosis treatment and after care you need and do you need life insurance if there are people that depend on you financially for a mortgage or for the standard of living you might want to think about taking out of life insurance you are preparing to protect your loved ones after you die it can be unsettling to think about but it's important to make sure they don't have to deal with financial pressures on top of emotion ones so can you have both both of them of course some companies offer them as a joint policies and others like us offer each policy separately running side by side so you are protected now and after you are gone i think that's all the explanation about life insurance and health insurance i hope it helped you to get more information thank you so much for watching please like comment and subscribe

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